by Nick Mayhew | Sep 9, 2025 | Bridge Finance, Cash Flow Finance, Construction Finance, Invoice Finance, Revenue Based Finance
Personal Guarantee Insurance When applying for a business loan, many lenders require directors to sign a personal guarantee. This makes you personally liable if the business can’t repay. It’s often the difference between securing vital finance, or being declined. But...
by Nick Mayhew | Sep 9, 2025 | Bridge Finance, Cash Flow Finance, Construction Finance, Invoice Finance, Revenue Based Finance
Why Alternative Finance Matters for SMEs For many UK businesses, getting funding from high street banks isn’t always straightforward. Strict criteria, lengthy application processes, and limited appetite for risk can leave SMEs struggling to access the capital they...
by Nick Mayhew | Sep 6, 2025 | Cash Flow Finance, Construction Finance, Invoice Finance
Why “debenture” sounds scarier than it is If you’ve ever applied for business finance in the UK, you may have come across the term “debenture.” For many business owners, it sounds complicated – even intimidating. But in reality, a debenture is simply a legal...
by Nick Mayhew | Dec 1, 2021 | Cash Flow Finance, Construction Finance, Invoice Finance
Start-up Loan Companies that are in early stages are massive risks for potential investors as you have no evidence that your business will succeed which makes it very risky. However, the government has launched a start-up loan scheme which helps a business with a...
by Nick Mayhew | Oct 16, 2019 | Construction Finance, Invoice Finance
For a construction business, access to working capital is critical. Cash moves in and out of a construction business fast. Due to the payment processes involved in the construction industry, contractors usually wait a long time to receive their money for completed...
by Nick Mayhew | May 30, 2019 | Construction Finance
Although faced with the economic uncertainties of Brexit and generally poor growth forecasts, the construction industry in the UK has reason to be optimistic about its future, said construction management consultants L.E.K. on the 17th of January 2019. Some of the...
