Finance Simplified
Helping you to understand business and acquisition finance.
8 Sources of Funds available for businesses
Start-up Loan Companies that are in early stages are massive risks for potential investors as you have no evidence that your business will succeed which makes it very risky. However, the government has launched a start-up loan scheme which helps a business with a...
Unsecured VS Secured Loan: What’s right for you?
Running a business is difficult, however it’s crucial for a business owner to understand what business finance is available and which one is appropriate for their business. Moreover, knowing the distinction between Unsecured and Secured loans and what they each offer...
Working Capital
Whether your business is struggling to grow or not, working capital can help support your running costs, it can also help fund projects and help your business stay stable. In this blog we will explore everything that you need to acknowledge about working capital which...
What is Invoice Finance? Possible drawbacks and cost of using Invoice Finance
If you are a property developer, you’ll typically need access to some form of finance to develop a property or properties. Access to that finance is typically by way of borrowing against the security of the property itself. And that form of property development...
Invoice Finance For Construction
For a construction business, access to working capital is critical. Cash moves in and out of a construction business fast. Due to the payment processes involved in the construction industry, contractors usually wait a long time to receive their money for completed...
What We’ve Been Asked About Construction Project Finance
Although faced with the economic uncertainties of Brexit and generally poor growth forecasts, the construction industry in the UK has reason to be optimistic about its future, said construction management consultants L.E.K. on the 17th of January 2019. Some of the...
Construction Equipment Financing
According to the Construction Equipment Association (CEA), in a press release dated the 29th of April 2019, the UK’s construction sector occupies the top spot in Europe with a 24% share of the total market. The UK is also ranked 5th in the world and earns an estimated...
What is Construction Asset Finance?
The resources needed for any construction project are likely to be considerable. They include the assets to which any construction company needs access. Assets such as equipment, plant, light and heavy earthmoving machinery, trucks, excavators, cranes, crushers,...
The Truth About Invoice Finance
Ask 10 peoples’ opinions about invoice finance and you’ll get 10 different answers. “Your customers will think you’re struggling”. “It’s expensive.” “It’s only for companies in trouble.” Like most myths, there is, or rather was an element of truth behind these claims....
Why Should Construction Businesses Consider Cash Flow Finance?
In construction, business moves fast. If you’re the main contractor you’re often expected to front the cash for supplies and subcontractors before you’ve received payment from your client. If you’re a subcontractor, you’ll often be paid late, especially if your client...
Why Should a Growing Business Use Invoice Finance?
Invoice finance can help you get through slow business periods. Each business sector has its own unique seasonality pattern. For construction companies, the work can slow down in the winter as the weather gets colder and the days get shorter. On the other hand, a...