by Nick Mayhew | Sep 13, 2025 | Cash Flow Finance, Invoice Finance, Revenue Based Finance
Why Fixed Loans Don’t Always Fit Cash flow challenges are a reality for many SMEs. Seasonal sales, long customer payment terms, or sudden costs can all put pressure on working capital. While a lump-sum business loan can help, sometimes what you really need is flexible...
by Nick Mayhew | Sep 9, 2025 | Outbound, Revenue Based Finance, Sales
Funding Isn’t Always the Answer As a broker, I see it all the time: businesses ask for funding when what they really need is sales consistency. Yes, sometimes a late-paying client creates a genuine short-term crunch. But often, what looks like a cash flow “gap” is...
by Nick Mayhew | Sep 9, 2025 | Bridge Finance, Cash Flow Finance, Construction Finance, Invoice Finance, Revenue Based Finance
Personal Guarantee Insurance When applying for a business loan, many lenders require directors to sign a personal guarantee. This makes you personally liable if the business can’t repay. It’s often the difference between securing vital finance, or being declined. But...
by Nick Mayhew | Sep 9, 2025 | Bridge Finance, Cash Flow Finance, Construction Finance, Invoice Finance, Revenue Based Finance
Why Alternative Finance Matters for SMEs For many UK businesses, getting funding from high street banks isn’t always straightforward. Strict criteria, lengthy application processes, and limited appetite for risk can leave SMEs struggling to access the capital they...
by Nick Mayhew | Sep 6, 2025 | Cash Flow Finance, Revenue Based Finance
What Is Revenue Based Financing? Traditionally, commercial lending was focused on asset-based security. For years, this has proven to be a great option for a lot of businesses as typically they would have a lot of heavy assets like plant and machinery, property and...
