Finance Simplified
Helping you to understand business and acquisition finance.
Differences between unsecured and secured loans
In this article we’re going to explore the differences between unsecured and secured loans. When it comes to raising finance for your business, you’ll likely to encounter both of these finance options. While they share a lot in common, their differences can make all...
10 tips for saving money as a small business
If you're like other business owners, chances are most of your day is spent thinking about how you can grow the business further and how you can stay on top of delighting your existing customers. Reducing costs probably isn't something you spend much time thinking...
5 tips to improve your funding application
If you're a business owner, at some point you may need to apply for funding. This could be because to plug some unexpected cash flow gaps, update old equipment or fuel expansion by taking advantage of a new market opportunity. Whatever the reason, applying for funding...
What is Invoice Finance? Possible drawbacks and cost of using Invoice Finance
Invoice Finance Invoice finance is a great way to inject capital to your business by releasing the funds that are currently tied up in your debtor book. If you’re waiting an extended period of time to collect what you are owed by customers, invoice finance allows you...
What does the Chancellor’s “mini budget” mean for businesses?
On the 23rd September, following on from Chancellor Kwasi Kwarteng's "mini budget", we look at what this means for businesses. Reversal of national insurance contributions increase The Chancellor announced that he would be reversing the increase in national insurance...
Updates to the Recovery Loan Scheme
Extension of the Recovery Loan Scheme The original Recovery Loan Scheme launched in April 2021 to help businesses recover from the impacts of Covid-19. The original scheme was largely successful, helping nearly 19,000 businesses access an average of £202,000 in...
8 Sources of Funds available for businesses
Start-up Loan Companies that are in early stages are massive risks for potential investors as you have no evidence that your business will succeed which makes it very risky. However, the government has launched a start-up loan scheme which helps a business with a...
Invoice Finance For Construction
For a construction business, access to working capital is critical. Cash moves in and out of a construction business fast. Due to the payment processes involved in the construction industry, contractors usually wait a long time to receive their money for completed...
What We’ve Been Asked About Construction Project Finance
Although faced with the economic uncertainties of Brexit and generally poor growth forecasts, the construction industry in the UK has reason to be optimistic about its future, said construction management consultants L.E.K. on the 17th of January 2019. Some of the...
A Guide to Bridging Loans For Property Developers
If you are a property developer, you’ll typically need access to some form of finance to develop a property or properties. Access to that finance is typically by way of borrowing against the security of the property itself. And that form of property development...
Construction Equipment Financing
According to the Construction Equipment Association (CEA), in a press release dated the 29th of April 2019, the UK’s construction sector occupies the top spot in Europe with a 24% share of the total market. The UK is also ranked 5th in the world and earns an estimated...
What is Bridge Financing?
Whatever business you're running, there are times when you may need immediate access to a significant capital sum. Whether that be for the purchase of a major asset or the equipping of production lines. Bridging Finance Those are circumstances in which you might want...